What is Lucky 31 betting and how does it work?

March 18, 2023

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Lucky 31 includes 31 bets on five events: 5 singles, ten doubles, ten trebles, five four-folds, and one five-fold Acca.

In Lucky 31, you only need to choose one of the options to win a winning prize. Your doubles, triples, quadruples, and five folds ensure that with each additional winner, your returns increase, sometimes significantly, as various multiples settle. It is the most common Bet used by horse racing bettors.

How does Lucky 31 work?

Lucky 31’s 31 bets cover your five selections as follows:

Part Selections Number of Bets
Singles 1, 2, 3, 4, 5 5
Doubles 1+2, 1+3, 1+4, 1+5, 2+3, 2+4, 2+5, 3+4, 3+5, 4+5 10
Treble 1+2+3, 1+2+4, 1+2+5, 1+3+4, 1+3+5, 1+4+5, 2+3+4, 2+3+5, 2+4+5, 3+4+5 10
Four-folds 1+2+3+4, 1+2+3+5, 1+2+4+5, 1+3+4+5, 2+3+4+5 5
Five-fold 1+2+3+4+5 1
  Total 31


Why should I bet on Lucky 31?

If you have five picks in different events and want to win every one, Lucky 31 is a way to back them all up while potentially getting some lucrative multipliers, even if one or two let you down. Lucky 31 is also easier and faster than betting all 31 individually.


Are there any downsides to the Lucky 31?

The main disadvantage of making Lucky 31 bets is that all 31 bets must have the same stake (unit stake). Therefore, it is impossible to focus more of the total Bet on doubles than on fives, even though they have a greater chance of winning.

If you wish to change your bets, an alternative is to add all involved bets separately to your bet slip. Doing so also allows you to spend more on singles and multiples that include your favorite picks and less on those with more distant Picks.

How to Calculate Lucky 31 Betting Bonuses

Using our Lucky 31 Betting Calculator is the Easiest Way to calculate your winnings on any permutation of Lucky 31 results. Here’s how to fix it yourself:

  • If you have fractional odds, convert the odds to decimals by dividing the highest odds by the lowest and adding one. (For example, 2/1 becomes 3.0, & 9/4 becomes 3.25.)
  • Single bet: decimal odds x principal = return (including principal)
  • Doubles: pick 1 odds x pick 2 odds = return (including principal)
  • Trebles: Pick 1 x Pick 2 x Pick 3 = Return (including stake)
  • Four-fold: Choice 1× Choice 2× Choice 3× Choice 4 = Return (including principal)
  • Fivefold: Choice 1 × Choice 2× Choice 3× Choice 4× Choice 5 = Return (including principal)

How does the each-way Lucky 31 work?

One Way Lucky 31 is a bet where all bets are each Way. It contains 62 Bets, so the total Bet on each-way Lucky 31 is double that of a standard Lucky 31. One Way Lucky 31 will give you a bonus for every horse ranked and won.

Bookmakers typically offer 1/5 odds of winning on the place portion of a one-way bet on horse racing. It means that an each-way bet of £1 on a horse at 5/1 (costs £2); if the horse bets, the odds are equal, meaning your return will be your £1 profit plus £1 stake Bet returned on winning positions.

Therefore, it makes sense to mainly include options where each-way position payouts will exceed your original Bet. Otherwise, you may lose money on some Bets despite your successful horse bets.

What’s the difference between Lucky 31 and Canadians?

Lucky 31 is the version of the “full coverage” Canadian bet. Canadians do not include single bets in Lucky 31. They comprise 26 bets: 10 doubles, ten trebles, five fours, and one five-bet accumulator. A £1 Canadian costs £26.

If you bet on five selections at low odds, the Canadian is better than the Lucky 31 multiple. If the returns on the single bets you choose aren’t spectacular price-wise, you might prefer to play with more multiples of your total stake, which, if combined, can yield larger payouts.

Can you land a lucky 31 during the Cheltenham Festival?

There will be ample chances to place Lucky 31 during the Cheltenham Festival, one of the best meetings, with seven matches, played in each of the four days.

Due to the usually high number of entrants during the festival, you will have ample opportunity to choose high odds options on your Lucky 31, and even with just two wins, you can choose to receive a bonus from your Bet.

Some of the standout races at the festival include the Cheltenham Gold Cup, Champions Chase, Stayers’ Hurdle, and Champion Hurdle.

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